Invaluable Asset

I am writing this letter of recommendation regarding Mr. Isaac McCabe, Vice President/Agency Director of Financial Strategies at Mutual. Isaac has proven to be an invaluable asset to us in explaining various investment strategies and assisting us with meeting our financial goals.

I have done lots of research in an attempt to plan for retirement. However, I have overlooked numerous possible approaches. Isaac's tremendous knowledge base of financial strategies has allowed him to provide us various options that we would have never came up with on our own. His thorough, but easy to understand, explanations of even the most complex strategies have been a tremendous help to us in sorting out which alternative to pursue.

Isaac is a true professional in his field. His detailed research of and in-depth analysis of various financial stratetgies speaks very highly of Isaac and Mutual Savings Association. Isaac has displayed the ability to seek out what our financial goals are and come up with the best possible strategies to assist us in meeting those goals. This sets him apart from other financial planners that we have talked to. They have always pushed their own agendas on what they thought was best for us without consideration of any of our own special reuqirements or goals.

My wife and I have been banking with Mutual for nearly 30 years and have been very satisfied with your banking services. The need for dedicated and truly professional financial planners and strategists has always been there. Now with Isaac leading the effort, Mutual is able to provide this excellent service to your own local banking customers so that they won't have to seek our expertise from some outside entity. The service that Isaac and Financial Strategies is providing has been a very valuable service to us. Had it not been for a friend of ours that recommended ISaac to us, we would not have known what excellent services Mutual had to offer in this area. It has been a true pleasure working with Isaac and we will happily recommend him and Mutual Savings to anyone needing financial planning services.

Sincerely yours,

Bob and Juanell Garrett
Lansing, KS